SIGN UP FOR E-STATEMENTS TODAY AND BE ELIGIBLE FOR A DRAWING

By signing up for E-Statement you will automatically be eligible for a $25 drawing.  Drawings will be held quarterly and the money will be deposited into your account.  The sooner you sign up. the more chances you have to win.  Log into Shadow 1, hover on the Accounts Tab and select E-Statements to sign up. 

  DO YOU HAVE CREDIT CARD WOES?

 Are you getting hassled by your current credit card company with unnecessary fees or a change in terms? Your Merck Employees Federal Credit Union offers MasterCard and Visa Platinum credit cards with the same low interest rate of 8.28% on purchases and cash advances, no late fees and a 25-day grace period on purchased items. The MasterCard earns 1 point for every dollar you spend and can be used for merchandise or travel vouchers. The Visa Platinum credit card gives you up to 1% cash back with $500,000 travel insurance as well as auto rental insurance. For more information or an application, contact the Loan Department at 732-594-3018 or apply on-line through Shadow 1 by clicking on the "Apply for a Loan" tab and selecting "MasterCard and Visa Platinum".

  BANKING MADE EASY

No matter where you live or work, accessing Merck Employees Federal Credit Union is just as easy as a click of your mouse or visiting a shared branching location.

Here are some of the convenient ways:

Home Banking

• Click on the Shadow 1 icon through the home page and check your balances, transfer funds from savings to checking or between accounts, view check images, apply for a loan and pay bills on-line.

Shared Branching

• Log onto www.cuservicecenter.com to locate credit union offices to make deposits and withdrawals. There are over 3,400 locations in the United States.

Checking - No cost/interest bearing

• Free box of checks up to $10 value
• Overdraft Protection
• Check images available on-line up to 90 days
• Visa Check Card
• Use as a debit transaction to get cash back
• Surcharge-free ATMs - for a list of locations, log onto www.co-opnetwork.org
• Rewards Points - for every $2 you spend on your Visa Check card, you earn 1 point toward merchandise, travel experiences, activities and events. Log onto www.uchooserewards.com to view your points earned and redemption options.

MEMBERS Financial Services

• Free financial advice without any cost or obligation
• Call 732-594-7704 or 732-594-3514 for an appointment

ONCE A MEMBER ALWAYS A MEMBER

 Are you planning to purchase a home in the future?

Do you have any questions regarding your current mortgage?

Are you thinking about refinancing?

Think your current Mortgage Rate is too high?

To apply for a mortgage today, click here All applications must be sent to the secured fax number on the form.

Newsletters	Financial Reports
Summer 2010	June 2010
Spring 2010
Winter 2010
Fall 2009

PROTECT YOUR CREDIT UNION PLASTIC

 ALL CREDIT UNION ACCOUNTS ARE INSURED UP TO $250,000

With the passage of the Emergency Economic Stabilization Act of 2008, your accounts at the credit union are now insured up to $250,000 until December 31, 2013.