NEW JERSEY CREDIT UNION OFFICES CLOSING AT NOON ON WEDNESDAY, MARCH 17, 2010
On March 17th, all New Jersey Credit Union offices will be closed at noon. Please plan your financial needs accordingly. Members can access their account information through Shadow 1.
CREDIT UNION ANNUAL MEETING - APRIL 14TH
Plan to attend the Credit Union's Annual Meeting on Wednesday, April 14th, at 6:00 PM in the Cafeteria at the Rahway site. Mr. Peter Kellogg, Executive Vice President and CFO of Merck & Co., will be the guest speaker. Light refreshments will be served. There will also be a drawing for a $1,500 travel voucher plus other giveaways.
SCHOLARSHIP APPLICATIONS ARE AVAILABLE FOR CREDIT UNION HIGH SCHOOL SENIORS
If you are a high school senior and a credit union accountholder you can apply for a scholarship application. You can win one of the five (5) $3,000 scholarships offered. Deadline to return the applications is April 2nd. For an application, please call Ginnie at 732-594-4387.

ENTERPRISE USED CAR SALE
Merck Employees Federal Credit Union is participating in the Enterprise Used Car Sale running from March 1 to April 30th. For details on the sale, click here. Call the Loan Department at 732-594-3018 to get pre-approved.
DO YOU HAVE CREDIT CARD WOES?
Are you getting hassled by your current credit card company with unnecessary fees or a change in terms? Your Merck Employees Federal Credit Union offers MasterCard and Visa Platinum credit cards with the same low interest rate of 8.28% on purchases and cash advances, no late fees and a 25-day grace period on purchased items. The MasterCard earns 1 point for every dollar you spend and can be used for merchandise or travel vouchers. The Visa Platinum credit card gives you up to 1% cash back with $500,000 travel insurance as well as auto rental insurance. For more information or an application, contact the Loan Department at 732-594-3018 or apply on-line through Shadow 1 by clicking on the "Apply for a Loan" tab and selecting "MasterCard and Visa Platinum".
BANKING MADE EASY
No matter where you live or work, accessing Merck Employees Federal Credit Union is just as easy as a click of your mouse or visiting a shared branching location.
Here are some of the convenient ways:
Home Banking
-
Click on the Shadow 1 icon through the home page and check your balances, transfer funds from savings to checking or between accounts, view check images, apply for a loan and pay bills on-line.
Shared Branching
-
Log onto www.cuservicecenter.com to locate credit union offices to make deposits and withdrawals. There are over 3,400 locations in the United States.
Checking - No cost/interest bearing
-
Free box of checks up to $10 value
-
Overdraft Protection
-
Check images available on-line up to 90 days
-
Visa Check Card
-
Use as a debit transaction to get cash back
-
-
Rewards Points - for every $2 you spend on your Visa Check card, you earn 1 point towards merchandise, travel experiences, activities and events. Log onto www.uchooserewards.com to view your points earned and redemption options.
MEMBERS Financial Services
ONCE A MEMBER ALWAYS A MEMBER
CREDIT UNION INFORMATION


PROTECT YOUR CREDIT UNION PLASTIC
CARDS BY SIGNING UP FOR VERIFIED BY VISA AND MASTERCARD SECURECODE
The Verified by Visa and MasterCard Secure Code programs are security services provided by your credit union and the card companies at no charge to you. Verified by Visa covers the Visa Platinum credit cards and the Visa Check cards and MasterCard SecureCode covers the MasterCard credit cards. Both security programs protect your cards against Internet fraud and helps ensure that only you can use them on-line. As a credit union card carrier, you must register your cards right away. To sign up for Verified by Visa, Click here and to sign up for MasterCard SecureCode, Click here.
ALL CREDIT UNION ACCOUNTS ARE INSURED UP TO $250,000
With the passage of the Emergency Economic Stabilization Act of 2008, your accounts at the credit union are now insured up to $250,000 until December 31, 2013.