COMING SOON - REDESIGNED WEBPAGE
In a couple of weeks, look for our redesigned appearance to our webpage. It will carry all the same functionality including easy access to Shadow1 (Home Banking).
LOOK WE'RE HELPING THE CREDIT UNION SA
VE OUR MONEY
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Dividends paid to members
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$26,426,698
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Cost of sending statements to members
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$116,000
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No. of members receiving dividends
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26,419
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Signing up for E-Statements
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Priceless
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Signing up for e-Statements is easy! Log into Shadow1, click on the accounts tab and select e-Statements to signup. E-Statements are not e-mailed to you. You retrieve them at your convenience from our secure website. With E-statements, you can avoid ID theft, clutter, enhance your recordkeeping and most of all save the environment.
IS YOUR CURRENT BANK CHARGING YOU A MON
THLY FEE JUST TO USE THEIR DEBIT CARD?
The Merck Employees Federal Credit Union Visa Check card is still FREE. Our Visa Check card is three cards in one. Use it as a plastic check or for ATM withdrawals worldwide (fees may apply) or use it at POS terminals for purchases and cash back. A checking account is required to order your free Visa Check Card. Call 732-594-3317 to request an application.
HOW 
TO PURCHASE OR REFINANCE HOME MORTGAGES
Due to the redesign of our webpage, please call 732-594-3018 for 1st Mortgage rates.
To apply for a 1st mortgage, click here.
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Are you planning to purchase a home in the future?
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Do you have any questions regarding your current mortgage?
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Are you thinking about refinancing?
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Think your current Mortgage Rate is too high?
Please call 1-800-228-5576 and ask for a Merck loan specialist if you have any questions or call Miriam Rodriguez at 732-594-6012 during the hours of 8:00 AM to 4:45 PM weekdays. After 4:45 PM and on weekends, please call 614-480-1857 or 614-480-1828 and leave a message. Your call will be returned the next business day
BANKING MADE EASY
No matter where you live or work, accessing Merck Employees Federal Credit Union is just as easy as a click of your mouse or visiting a shared branching location.
Here are some of the convenient ways:
Home Banking
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Click on the Shadow 1 icon through the home page and check your balances, transfer funds from savings to checking or between accounts, view check images, apply for a loan and pay bills on-line.
Shared Branching
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Log onto www.cuservicecenter.com to locate credit union offices to make deposits and withdrawals. There are over 4,300 locations in the United States.
Checking - No cost/interest bearing
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Free box of checks up to $10 value
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Overdraft Protection
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Check images available on-line up to 90 days
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Visa Check Card
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Use as a debit transaction to get cash back
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Rewards Points - for every $2 you spend on your Visa Check card, you earn 1 point toward merchandise, travel experiences, activities and events. Log onto www.uchooserewards.com to view your points earned and redemption options.
MEMBERS Financial Services
ONCE A MEMBER ALWAYS A MEMBER
POD Accounts Offer Another Savings Option
A POD (Payable on Death) account is insured up to $250,000 for the accountholder and beneficiary. Remember, not all savings programs are federally insured. The National Credit Union Administration (NCUA) has a short video explaining its insurance protections for all your savings accounts including POD accounts. Log onto the link below to find out more information about your insured accounts:
http://www.youtube.com/watch?v=lDvCLY3gxNA&list=PLCC1AC1DF9E64A2A2&index=4
CREDIT UNION INFORMATION
MOBILE BANKING IS HERE
You can now log onto www.merckcu.com on your mobile device to access your account information
PROTECT YOUR CREDIT UNION PLASTIC CARDS BY SIGNING UP FOR VERIFIED BY VISA AND MASTERCARD SECURECODE\
The Verified by Visa and MasterCard Secure Code programs are security services provided by your credit union and the card companies at no charge to you. Verified by Visa covers the Visa Platinum credit cards and the Visa Check cards and MasterCard SecureCode covers the MasterCard credit cards. Both security programs protect your cards against Internet fraud and helps ensure that only you can use them on-line. As a credit union card carrier, you must register your cards right away. To sign up for Verified by Visa, Click here and to sign up for MasterCard SecureCode, Click here.
CREDIT UNION ACCOUNTS ARE INSURED UP TO $250,000 BY NCUA
IS YOUR CURRENT BANK CHARGING YOU A MON
THLY FEE JUST TO USE THEIR DEBIT CARD?
