The Board of Directors approved Loans Rates effective 3rd Quarter of 2010 as follows:

PREFERRED RATE: You may be eligible for a 1/4% reduction in your annual percentage rate if you have Payroll Deduction or automatic transfer from your savings account. If you discontinue this service, your rate will increase 1/4% (discount does not apply to Fixed Rate 1st Mortgages, Home Equity/2nd Mortgages or Visa/MasterCard accounts).

REPAYMENT TERMS:  The repayment terms are flexible and vary based on loan type and dollar amounts borrowed.

• New Auto Loans and Prior Model Year Advances (90% purchase price including sales tax and other charges)
• Other Secured Loans - Motor Vehicle Title Advances (Maximum Advance:  N.A.D.A. "Lending" Value

• New Vehicle and Prior Model Year Advances (90% of purchase price including sales tax and other charges)
• Other Secured Loans - Motor Vehicle Title Advances (Maximum Advance:  N.A.D.A. "Lending" Value)

• New Vehicle and Prior Model Year Advances (90% of purchase price including sales tax and other charges)
• Other Secured Loans - Motor Vehicle Title Advances (Maximum Advance: N.A.D.A. "Lending" Value) 

6.25

6.25

• New Vehicle and Prior Model Year Advances (90% of purchase price including sales tax and other charges)  

• New Vehicle and Prior Model Year Advances (100% of purchase price including sales tax and other charges)
• Used Vehicle Advances (Maximum Advance:  N.A.D.A. "Retail" Value)
• Other Secured Advances (New Recreational Vehicles - 100% of purchase price excluding sales tax and other charges, and Used Recreational Vehicles - Maximum Advance:  N.A.D.A. "Average Value Retail")
• Stock Secured Advances (regularly traded on the NYSE - up to 70% of current market value)
• Bond Secured Advances (up to 70% of current market value)

• New Vehicle and Prior Model Year Advances (100% of purchase price including sales tax and other charges)
• Used Vehicle Advances (Maximum Advance:  N.A.D.A. "Retail" Value)
• Other Secured Advances (New Recreational Vehicles - 100% of purchase price excluding sales tax and other charges, and Used Recreational Vehicles - Maximum Advance:  N.A.D.A. "Average Value Retail")
• Stock Secured Advances (regularly traded on the NYSE - up to 70% of current market value)
• Bond Secured Advances (up to 70% of current market value)

• New Vehicle and Prior Model Year Advances (100% of purchase price including sales tax and other charges)
• Used Vehicle Advances (Maximum Advances:  N.A.D.A. "Retail" Value)
• Other Secured Advances (New Recreational Vehicles - 100% of purchase price excluding sales tax and other charges, and Used Recreational Vehicles - Maximum Advance:  N.A.D.A. "Average Value Retail")
• Stock Secured Advances (regularly traded on the NYSE - up to 70% of current market value)
• Bond Secured Advances (up to 70% of current value)

• New Vehicle and Prior Model Year Advances (100% of purchase price including sales tax and other charges)
• Other Secured Advances (New Recreational Vehicles - 100% of purchase price excluding sales tax and other charges)
• Stock Secured Advances (regularly traded on the NYSE - up to 70% of current market value)
• Bond Secured Advances (up to 70% of current market value) 

7.00 

7.00 

72 

• Shares Secured

• Unsecured Signature Loans

• Unsecured Signature Loans - Maximim $6,000

• 2nd Mortgage/Home Equity Loans - Variable Rate (Prime)

• Fixed Rate Mortgages - Home Equity - Maximum loan of $50,000

• Visa Platinum/MasterCard - Variable (Prime + 5%)

8.28

8.28

n/a

 Calculator

*APY = Annual Percentage Yield

*The minimum balance to earn dividends on regular accounts is $50.00

**The minimum balance to earn dividends on share draft accounts is $1.00

***The minimum balance to earn dividends on IRA accounts is $200.00

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None

Wire Transfer Foreign (outgoing)             

No charge
$0.60 each

$5.00 par value