It's 5 Stars for Your Credit Union!


January 13, 2022



credit union news

Merck Employees Federal Credit Union has once again been awarded the highest possible financial health rating by Bauer Financial, an independent rating agency for credit unions and banks.

The 5-star rating reaffirms the credit union’s excellent financial health. Bauer Financial utilizes a number of financial measurements to rate institutions by pulling data directly from the institution’s regulatory filings. In the case of MEFCU, the rating is based on the credit union’s Call Report data from the National Credit Union Administration that can be found on Some of the key criteria Bauer utilizes to determine the rating includes capital ratio, liquidity, delinquency, earnings, charge-offs, and others.

“The credit union’s financial stature has been built by using sound principles and practices that ensure solid financial footing no matter what type of economic environment we are in. The board and credit union team are dedicated to ensuing the credit union is operating with the highest standards for safety and soundness,” said MEFCU President Paul Gentile.

BauerFinancial has been rating institutions since 1983. Bauer is not paid by institutions for the rating. Consumers can view institution ratings by visiting

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