Online Banking/Bill Payment Fee
| Fee Description | Fee Amount |
|---|
| A late fee equal to one and a half percent of any unpaid amount for insufficient funds for bill payments may be charged by the Service Provider | 1.5% |
| ACH Return Fee | $25.00 |
| Request for Service Disclosures | $20.00 |
Share Draft Account Fees
| Fee Description | Fee Amount |
|---|
| Overdraft | $10.00 per item |
| NSF | $10.00 per item |
| Return item (Member Fee) | $10.00 per item |
| Stop Payment | $4.00 per item |
| Share Draft Printing | Prices vary depending upon style |
| Automatic Transfer from Savings to Cover an Overdraft | $1.00 per item |
| Microfilm Copy Draft (mailed) | $3.00 per item |
| Microfilm Copy Draft (faxed) | $5.00 per item |
Loan Fees
| Fee Description | Fee Amount |
|---|
| Late Fee - Credit Card | $25.00 |
| Late Fee - Vehicle Loan | $25.00 |
| Late Fee - Unsecured Loan | $25.00 |
| Late Fee - Share Secured Loan | $25.00 |
| Late Fee - Home Equity Line of Credit | $30.00 |
| Late Fee - Fixed Rate Home Equity Loan | $30.00 |
Other fees may apply depending on type of loan and will be disclosed during the loan process.
Other Service Fees (applicable to all account)
| Fee Description | Fee Amount |
|---|
| Account Reconciliation | $20.00 per hour |
| Account Research | $20.00 per hour |
| Statement Copy | $2.00 per item |
| Deposited Item Return | $10.00 per item |
| Wire Transfer Domestic (outgoing; FUNDS ARE NOT RECOVERABLE*) | $15.00 per item |
| Wire Transfer (incoming) | $15.00 per item |
| Money Order | $1.00 each |
| Teller Checks | No charge |
*Wire transfers are similar to cashier's checks. Once the transfer of funds occurs there is no way to recover the funds.
Electronic Funds Transfer Fees
| Fee Description | Fee Amount |
|---|
| ATM Withdrawal/Transfer | |
| Shadow 2 ATMs | No charge |
| Non-Shadow 2 ATMs | $0.60 each |