Fee Schedule

Online Banking/Bill Payment Fee

Fee Description
Fee Amount
A late fee equal to one and a half percent of any unpaid amount for insufficient funds for bill payments may be charged by the Service Provider1.5%
ACH Return Fee$25.00
Request for Service Disclosures$20.00

 Share Draft Account Fees

Fee Description
Fee Amount
Overdraft$10.00 per item
NSF$10.00 per item
Return item (Member Fee)$10.00 per item
Stop Payment$4.00 per item
Share Draft PrintingPrices vary depending upon style
Automatic Transfer from Savings to Cover an Overdraft$1.00 per item
Microfilm Copy Draft (mailed)$3.00 per item
Microfilm Copy Draft (faxed)$5.00 per item

Loan Fees

Fee Description
Fee Amount
Late Fee - Credit Card$25.00
Late Fee - Vehicle Loan$25.00
Late Fee - Unsecured Loan$25.00
Late Fee - Share Secured Loan$25.00
Late Fee - Home Equity Line of Credit$30.00
Late Fee - Fixed Rate Home Equity Loan$30.00

Other fees may apply depending on type of loan and will be disclosed during the loan process.

Other Service Fees (applicable to all account)

Fee Description
Fee Amount
Account Reconciliation$20.00 per hour
Account Research$20.00 per hour
Statement Copy$2.00 per item
Deposited Item Return$10.00 per item
Wire Transfer Domestic (outgoing)$15.00 per item
Wire Transfer (incoming)$15.00
Money Order$1.00 each
Teller ChecksNo charge

Electronic Funds Transfer Fees

Fee Description
Fee Amount
ATM Withdrawal/Transfer
Shadow 2 ATMsNo charge
Non-Shadow 2 ATMs$0.60 each

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