Fee Schedule

Online Banking/Bill Payment Fee

Fee Description
Fee Amount
A late fee equal to one and a half percent of any unpaid amount for insufficient funds for bill payments may be charged by the Service Provider1.5%
ACH Return Fee$25.00
Request for Service Disclosures$20.00

 Share Draft Account Fees

Fee Description
Fee Amount
Overdraft$10.00 per item
NSF$10.00 per item
Return item (Member Fee)$10.00 per item
Stop Payment$4.00 per item
Share Draft PrintingPrices vary depending upon style
Automatic Transfer from Savings to Cover an Overdraft$1.00 per item
Microfilm Copy Draft (mailed)$3.00 per item
Microfilm Copy Draft (faxed)$5.00 per item

Loan Fees

Fee Description
Fee Amount
Late Fee - Credit Card$25.00
Late Fee - Vehicle Loan$25.00
Late Fee - Unsecured Loan$25.00
Late Fee - Share Secured Loan$25.00
Late Fee - Home Equity Line of Credit$30.00
Late Fee - Fixed Rate Home Equity Loan$30.00

Other fees may apply depending on type of loan and will be disclosed during the loan process.

Other Service Fees (applicable to all account)

Fee Description
Fee Amount
Account Reconciliation$20.00 per hour
Account Research$20.00 per hour
Statement Copy$2.00 per item
Deposited Item Return$10.00 per item
Wire Transfer Domestic (outgoing; FUNDS ARE NOT RECOVERABLE*)$15.00 per item
Wire Transfer (incoming)$15.00 per item
Money Order$1.00 each
Teller ChecksNo charge

*Wire transfers are similar to cashier's checks. Once the transfer of funds occurs there is no way to recover the funds.

Electronic Funds Transfer Fees

Fee Description
Fee Amount
ATM Withdrawal/Transfer
Shadow 2 ATMsNo charge
Non-Shadow 2 ATMs$0.60 each

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