To apply, click on the Apply For Loan button
MasterCard
Low interest rate- No Annual Fee, no late fees, no over-the-limit fees or cash advance fees
- ScoreCard Bonus Points program, visit www.scorecardrewards.com for rewards program and to redeem points
- $250,000 Travel Insurance
- Access account information and make payment at www.ezcardinfo.com
- Sign up for MasterCard’s SecureCode
- 24-hour MasterCard customer service – call 1-800-237-6211
- To report your MasterCard lost/stolen – call 1-800-325-3678
- Increase your credit line (PDF-new window/tab)
- To apply, click on the Apply For Loan button
- For further information, call 732-594-3018 or stop by any branch office
Visa Platinum Credit Card
Low interest rate- No Annual Fee, no late fees, no over-the-limit fees or cash advance fees
- $500,000 Travel Insurance, car rental and hotel burglary insurance
- Earn Cash Rewards based on annual levels below:
| Rate | ¼% | ½% | ¾% | 1% |
|---|---|---|---|---|
| Annual Spending** |
$1 – $1,000 |
$1,001 – $2,000 |
$2,001 – $3,000 |
Over $3,000 |
**Program runs from July 1st to June 30th of each year
- Access account information and make a payment at www.ezcardinfo.com
- Sign up for Verify By Visa
- 24-hour Visa customer service – call 1-800-237-6211
- To report your Visa Platinum Credit Card lost/stolen – call 1-800-325-3678
- Increase your credit line (PDF-new window/tab)
- To apply, click on the Apply For Loan button
- For further information call 732-594-3018 or stop by a branch office
Carry No Fee Card
CARRY NO FEE CARD
With your Merck Employees Federal Credit Union’s MasterCard and Visa credit cards there are no late fees, over the limit fees, cash advance fees and never an annual fee.
USE YOUR CREDIT CARD TO MAKE PURCHASES WHILE TRAVELING, AT THE GROCERY STORE, SHOPPING AT THE MALL, HOME IMPROVEMENT STORES, ETC. ANYTIME, ANYWHERE. HERE ARE YOU CARD BENEFITS:
- 25-day grace period
- Low interest rate
- ScoreCard bonus points for merchandise and travel with your MasterCard
- Cash Rebates up to 1% on your Visa card
- Travel Insurance up to $250,000 on the MasterCard and $500,000 on the Visa credit card
- Car Rental Insurance on the Visa credit card
- Cash Advance rate is at the same low rate as purchases with no cash advance fee. Other institutions charge a fee that can be upwards to 30%
Be smart and carry the NO FEE CARD with you at all times. To apply, log into Shadow 1 and click on apply for a Loan or call 732-594-3018.
