Consumer

Motorcycles

New Motorcycles

  • Borrow up to 100% of the cost of a new motorcycle
  • Refinance new motorcycle loans from other lenders up to 1 year old

Used Motorcycles

  • Borrow up to 100% of the retail value as defined by the N.A.D.A. Used Motorcycle Guide
  • Refinance new motorcycle loans from other lenders up

For current loan rates, click on the Rates button
To apply, click on the Apply for Loan Button

Boats/Airplanes/RVs

New Recreational vehicles (boats and aircraft):

  • 100% of purchase price (excluding tax and motor vehicle charges)
  • Maximum 72 month repayment
  • Other terms available for loans over $75,000

Used Recreational vehicles (boats and aircraft):

  •  Maximum loan N.A.D.A. Used Retail value
  •  Maximum 60 month repayment
  •  Other terms available for loans over $75,000

For current loan rates, click on the Rates button
To apply, click on the Apply for Loan Button

Secured

  • Share Secured Loans – Pledge the funds in your savings account and borrow against them (funds in IRA accounts excluded)
  • Stock or Bond Secured – Pledge Merck or other NYSE stock  or bonds as collateral and borrow up to 70% of the market value
  • Motor Vehicle Titles – Borrow up to 100% of the Lending value as defined by the N.A.D.A. Used Vehicle Guide
  • Co-Makers – Acceptable collateral not to exceed the borrowing limit of the maker

For current loan rates, click on the Rates button
To apply, click on the Apply For Loan button

Unsecured

  • Signature Loans – No collateral required – $15,000 maximum**
  • For current loan rates, click on the Rates button
  • To apply, click on the apply For Loan button
  • For further information, call 732-594-3018 or stop by a branch office

**Credit union members with less than 6 months of membership are limited to $2,500 for signature loans

For further information, call 732-594-3018 or stop by any branch office