Checking Accounts

  • No minimum balance
  • Interest bearing
  • Earns dividends from the day of deposit to the day of withdrawal
  • No monthly service fees
  • No per check fee
  • Free checks up to a $10 value annually
  • Overdraft Protection (PDF-new window/tab) available
  • Free downloadable Internet check copies (small fee applies after 90 days) *
  • Free Home Banking*
  • Free E-statements – Earn higher dividends with paperless statements*
  • Cross Account Transfers (PDF-new window/tab)
  • Free Bill Pay with E-statement sign up; without E-statements $2.99/month*

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SHADOW 1* (Separate Sign-up required)

  • Registered Home Banking Users
  • New Home Banking Users with a Shadow 1 PIN register and follow the instructions above for Registered Home Banking Users
  • Not a Home Banking User?  Stop at any branch office for an application