Checking Accounts

  • No minimum balance
  • Interest bearing
  • Earns dividends from the day of deposit to the day of withdrawal
  • No monthly service fees
  • No per check fee
  • Free checks up to a $10 value annually – click here for order form
  • Overdraft Protection available – click here for  sign-up form
  • Free downloadable Internet check copies (small fee applies after 90 days) *
  • Free Home Banking*
  • Free E-statements – Earn higher dividends with paperless statements*
  • Cross Account Transfers – click here for sign-up form
  • Free Bill Pay with E-statement sign up; without E-statements $2.99/month*

SHADOW 1* (Separate Sign-up required)

  • Registered Home Banking Users, click here 
  • New Home Banking Users with a Shadow 1 PIN click here to register and follow the instructions above for Registered Home Banking Users 
  • Not a Home Banking User?  Stop at any branch office for an application.  For branch locations and telephone numbers, click here