Savings Accounts

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Savings accounts are a great way to plan for a new house, a vacation, for the unexpected or probably most important, create a sound habit of saving!

Open a savings account with Merck Employees Federal Credit Union today for as little as $50. With Merck EFCU, your savings earn one of the highest rates in the country!

  • $50 minimum balance required

  • Earns dividends from the day of deposit to the day of withdrawal

  • Dividends paid quarterly

  • Individual accounts federally insured up to $250,000

  • Joint accounts federally insured up to $500,000

  • Access to your account information any time through online or mobile banking

IRAs

It’s never too early to start planning for retirement. Find the individual retirement account that is best for you from our variety of options. Open an IRA with Merck Employees FCU today and start enjoying one of the highest IRA rates around!

  • $200 minimum

  • The IRA account pays a dividend from the day of deposit to the day of withdrawal

  • The credit union offers multiple types of IRAs including:

    • Traditional IRAs

    • Roth IRAs

    • Coverdell Education Savings Accounts

  • Federally insured up to $250,000

  • Access to your account information online

  • Open a new IRA or manage an existing IRA with Retirement Central

Investing in Your Future

Learn how to be more financially prepared in the years ahead.

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