Savings Rates

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At Merck Employees Federal Credit Union, we have always made it our goal to provide the best rates to our members. We are committed to keeping your best interest as our only interest!

Deposit Rates

Deposit accounts earn dividends daily. Dividends are posted at the end of each quarter as follows:

1st Quarter (Jan-March)/Dividend Paid April 1 2nd Quarter (April-June)/Dividend Paid July 1 3rd Quarter (July-Sept)/Dividend Paid Oct. 1 4th Quarter (Oct.-Dec.)/Dividend Paid Jan. 1

Rates are subject to change on a quarterly basis, following the same schedule above, and will be updated here.

Product
RateAPY
Savings (Regular Share Acct)1.125%1.131%
IRA Accounts1.875%1.893%
E-Checking (Share Draft with e-statements)0.375%0.376%
Share Draft (with paper statments)0.125%0.125%

Please note:

*The minimum balance to earn dividends on share accounts is $50.00 **The minimum balance to earn dividends on IRA accounts is $200.00 ***The minimum balance to earn dividends on share draft (checking) accounts is $1.00 ****Rate and annual percentage yield with e-statements. Without e-statements deduct 0.25%.

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