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  • Branch Hours by Week

    • Always available at 732-594-3317 • Online & Mobile banking available 24/7

  • Car Disinflation is Here! Take Advantage with a Great Rate from MEFCU!

    Car buyers are finally getting a break as car prices are falling! Your credit union offers some of the best auto rates around. Now is a great time to buy that car and we make it easy!

  • Using Your Home's Equity Has Never Been Easier with MEFCU

    With fixed and variable-rate options, utilize your home's equity to complete remodels, fund education or consolidate debt. The possibilities are endless with a home equity loan from MEFCU! Apply today!

  • Looking to Buy a Home?

    A mortgage from the credit union can help! Mortgages are available for most states (excludes NY, ND, MO, UT, & ID) for homes, vacation homes, or investment properties.

  • Read All About It!

    Don't forget to check out our monthly member newsletter for the latest news on your credit union.

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  • What Our Members Say

    "The credit union always provides prompt and courteous service! Their expertise and efficient handling of our loan made the process very smooth for us! We really appreciate our credit union!"
    GABRIELE C., MEMBER SINCE 1990
  • What Our Members Say

    "I was just bowled over by the service I received at the credit union. With moving and retiring recently, we had lots of changes and transactions to do and the credit union went above and beyond to make it easy. It was the best banking service I’ve ever had."

    JEROME J., MEMBER SINCE 2020
  • What Our Members Say

    "I just love the MEFCU! Regardless of what our ask or needs were (loan application, wire transfer, check reordering and online accounts) the staff was there to assist. They are friendly, helpful and knowledgeable, making all interactions pleasant and all transactions smooth. They exemplify customer service. I really appreciate what they do for their members. Wouldn’t do my banking anywhere else!"
    WENDY K., MEMBER SINCE 1988
  • What Our Members Say

    "I actually look forward to banking with the MEFCU knowing that any questions or issues will be immediately handled professionally by your terrific staff and that is one of the main reasons I do my banking with the MEFCU."
    RALPH L., MEMBER SINCE 1988
  • What Our Members Say

    "I've never seen a financial institution give the personal attention, the thoughtful service, and the outstanding rates that I find with Merck Employees Federal Credit Union. That's why three generations of my family bank with MEFCU!"

    JAMES S., MEMBER SINCE 1994