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Are You Ready for Yearend?


The end of year creates a flurry of activity at the credit union. Many members are preparing for the holidays and utilizing their credit union accounts to buy gift cards as presents. Others are also looking to make the most of their hard-earned savings and maximize their investments.

The credit union began offering a quarterly newsletter that helps members get the most of their Merck Employees FCU IRA accounts. The newsletter is mailed to members that have an IRA with the credit union, and is also available here

This quarter’s issue features information on the IRS’s changes for 2023 to contribution limits. It also provides a yearend tools and tips checklist, the importance of finding alternatives to mailing checks, the implications of having a trust as a beneficiary and more.

We encourage everyone to read the latest copy and see what changes are in store for 2023 as you prepare for the end of 2022.