Merck Employees Federal Credit Union
  • Phone: (732) 484-4811
  • Routing #: 221278213
  • FAQs
  •  

Forgot Password / Enroll

Online Banking Login

Home

loading

  • Add a Trusted Contact

    Trusted Contacts are like an emergency contact for your finances. Adding one to your account adds an extra layer of security in case of fraud, theft, illness, and more. We encourage all members to add a trusted contact today!

  • Tap Into Your Equity

    According to the most recent Federal Reserve data, homeowners have on average approximately $300,000 in equity. With 5, 7, and 10-year terms and competitive rates, one of our home equity loans can help you put that equity to work.

  • Start Your Homeownership Journey with Confidence

    Buying a home is a daunting journey. Whether you're a first-time homebuyer or buying a second home, to help make it easier, Merck Employees FCU invites you to join our Homebuyer Webinar on April 16 at 12 PM. This webinar is designed to guide homebuyers through the home financing process, from preparing your budget and understanding mortgage options to knowing what to expect along the way.

  • Credit Union Student Loan Options for All

    Now Available: Student loan program with options for students currently attending school or for those who graduated and need to refinance. Click to learn more or apply!

  • Want to Talk? Set a Meeting!

    Do you have questions about getting a loan? About keeping your accounts secure? And more? You can set a meeting time that works for you to talk with us about your needs.

  • Consider an MEFCU Gift Card

    Gift cards available at all branch locations both virtual and physical cards available. Low fee, great gift!

  • Your Equity on Your Terms

    The credit union is excited to announce its new 10-year fixed rate home equity product! You can now borrow up to $400,000 at a 5, 7 or 10 year term.

  • Read All About It!

    Don't forget to check out our monthly member newsletter for the latest news on your credit union.

  • What Our Members Say

    “I am a brand new member. My sister was a member for over 30 years. She always said great things about the credit union, but I never knew family members could join until recently. I am thrilled to be part of the credit union. The staff has been so helpful welcoming me and getting me set up in a brand new CD. The rates are great!”
    DIANE M., MEMBER SINCE 2026

  • What Our Members Say

    "As a long-term member of the credit union, I have always been very pleased with their services. When I ask a question, I always get an answer. If I submit a transaction request, it happens immediately and I always get a follow up friendly phone call. It’s a friendly feeling at the credit union.”
    BILL V., MEMBER SINCE 1998

  • What Our Members Say

    "I retired from Merck more than 20 years ago and my husband and I moved to Florida, but we still maintain our checking and savings accounts because of the excellent service. We really appreciate the services of this well-managed financial institution. ”
    SUZIE H., MEMBER SINCE 1977

  • What Our Members Say

    "I have been extremely satisfied with my Carefull alert system ever since I signed up with the Merck FECU. I have been alerted whenever out of line or unusual expenses and transactions have appeared on both my Merck FECU accounts and
    my credit cards. This is a great service provided to us as Merck FECU members."
    JAMES M., MEMBER SINCE 1983

  • What Our Members Say

    "Love the new software update...from being able to pay my Visa bill online directly from my checking to seeing copies of my checks with just one click! Excellent choice of software...SUPER JOB!!!"
    Lisa H., MEMBER SINCE 1974

  • What Our Members Say

    "The credit union always provides prompt and courteous service! Their expertise and efficient handling of our loan made the process very smooth for us! We really appreciate our credit union!"
    GABRIELE C., MEMBER SINCE 1990

  • What Our Members Say

    "I was just bowled over by the service I received at the credit union. With moving and retiring recently, we had lots of changes and transactions to do and the credit union went above and beyond to make it easy. It was the best banking service I’ve ever had."

    JEROME J., MEMBER SINCE 2020

  • What Our Members Say

    "I just love the MEFCU! Regardless of what our ask or needs were (loan application, wire transfer, check reordering and online accounts) the staff was there to assist. They are friendly, helpful and knowledgeable, making all interactions pleasant and all transactions smooth. They exemplify customer service. I really appreciate what they do for their members. Wouldn’t do my banking anywhere else!"
    WENDY K., MEMBER SINCE 1988

  • What Our Members Say

    "I actually look forward to banking with the MEFCU knowing that any questions or issues will be immediately handled professionally by your terrific staff and that is one of the main reasons I do my banking with the MEFCU."
    RALPH L., MEMBER SINCE 1988

  • What Our Members Say

    "I've never seen a financial institution give the personal attention, the thoughtful service, and the outstanding rates that I find with Merck Employees Federal Credit Union. That's why three generations of my family bank with MEFCU!"

    JAMES S., MEMBER SINCE 1994

  • What Our Members Say

    “The credit union has always been there for me and my family during my 37 year career at Merck. The credit union people are so great to deal with and do all they can to assist you no matter what the issue is!”

    CAROLINA F., MEMBER SINCE 1989

Credit Cards

Save

Borrow

Borrow

Join

Join
Get it on Google Play
Download our Mobile App
Download on the App Store
Download Our Mobile App

Online Banking