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Routing and Transit Information

For ACH Transmittals Only

Download wire-in instructions

You can locate the Merck Employees Federal Credit Union’s routing and transit number by viewing one of your checks.  It is the first 9 numbers at the bottom left hand side of your check.  See the example below. Your Credit Union account number follows the routing and transit number.  It starts off with 9500, and all 13 digits must be entered.

routing number check example


Incoming wires for the credit union are received through the following bank:

Send funds to:

Alloya Corporate Federal Credit Union
184 Shuman Blvd. Suite 400
Naperville, IL 60563

Domestic Wires (use for wires within the US) ROUTING/A.B.A. #: 221381715

Merck Employees Federal Credit Union
126 E. Lincoln Avenue
Rahway, NJ 07065
Account Number: 221278213


Your full name
Your street address
Your account number at Merck Employees FCU

FEE: $15.00

NOTE: For International Wires, the bank overseas needs to first send the wire to a Financial Institution in the United States that they correspond. Once the wire is received by that bank in the United States, they can then use the instructions shown above.

Effective Date: April 27, 2021. The transfer instructions are subject to change without notice.